:root{
  --bg:#f7f9f7; --card:#ffffff; --navy:#0b1f2a; --green:#0f8a5f; --green-dark:#0a6b48;
  --gold:#d4a017; --text:#1a2b2e; --muted:#5b6b6e; --border:#e2e8e4; --danger:#c0392b;
}
*{box-sizing:border-box}
body{margin:0;font-family:'Segoe UI',system-ui,-apple-system,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
a{color:var(--green-dark);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
h1,h2,h3{color:var(--navy);line-height:1.25}
main{max-width:1100px;margin:0 auto;padding:0 20px 60px}

/* For-sale banner */
.for-sale-banner{background:var(--navy);color:#fff;text-align:center;padding:10px 16px;font-size:14px;display:flex;flex-wrap:wrap;gap:8px;justify-content:center;align-items:center}
.for-sale-banner a{color:var(--gold);font-weight:700}

/* Nav */
.main-nav{display:flex;align-items:center;justify-content:space-between;padding:16px 24px;background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100}
.brand{font-size:22px;font-weight:800;color:var(--navy)}
.brand span{color:var(--green)}
.main-nav ul{list-style:none;display:flex;gap:22px;margin:0;padding:0}
.main-nav a{color:var(--text);font-weight:600;font-size:15px}
.main-nav a.active{color:var(--green-dark)}
.nav-toggle{display:none;background:none;border:none;font-size:22px;cursor:pointer}

/* Hero */
.hero{text-align:center;padding:56px 20px 30px}
.hero h1{font-size:42px;margin-bottom:14px}
.hero p.lede{font-size:19px;color:var(--muted);max-width:750px;margin:0 auto 20px}
.stat-strip{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin:26px 0}
.stat-pill{background:#fff;border:1px solid var(--border);border-radius:30px;padding:10px 18px;font-size:14px;font-weight:600;color:var(--navy)}
.stat-pill b{color:var(--green-dark)}

/* Share bar */
.share-bar{display:flex;align-items:center;flex-wrap:wrap;gap:10px;background:#fff;border:1px solid var(--border);border-radius:12px;padding:12px 16px;margin:20px 0}
.share-label{font-weight:700;color:var(--navy);font-size:14px}
.share-icon{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:14px}
.share-icon.li{background:#0a66c2}.share-icon.fb{background:#1877f2}.share-icon.x{background:#000}.share-icon.rd{background:#ff4500}
.bookmark-link{margin-left:auto;font-weight:700;background:var(--gold);color:#3a2b00;padding:8px 14px;border-radius:8px}
.bookmark-link:hover{text-decoration:none;filter:brightness(0.95)}

/* Tool card */
.tool-wrap{background:var(--card);border:1px solid var(--border);border-radius:18px;padding:30px;margin:30px 0;box-shadow:0 2px 10px rgba(0,0,0,.03)}
.tool-tabs{display:flex;gap:8px;margin-bottom:24px;flex-wrap:wrap}
.tool-tab{padding:10px 18px;border-radius:10px;background:#eef3f0;font-weight:700;cursor:pointer;border:1px solid transparent;color:var(--navy)}
.tool-tab.active{background:var(--green);color:#fff}
.tool-panel{display:none}
.tool-panel.active{display:block}
.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.field label{display:block;font-weight:700;font-size:14px;margin-bottom:6px;color:var(--navy)}
.field input,.field select{width:100%;padding:10px 12px;border:1px solid var(--border);border-radius:8px;font-size:15px}
.checkbox-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:10px;margin:14px 0}
.checkbox-grid label{display:flex;align-items:center;gap:8px;background:#f4f7f5;padding:10px 12px;border-radius:8px;font-size:14px}
.btn-primary{background:var(--green);color:#fff;border:none;padding:14px 26px;border-radius:10px;font-size:16px;font-weight:800;cursor:pointer;margin-top:18px}
.btn-primary:hover{background:var(--green-dark)}
.btn-secondary{background:#fff;border:2px solid var(--green);color:var(--green-dark);padding:12px 22px;border-radius:10px;font-weight:800;cursor:pointer}

.results{margin-top:26px;padding-top:22px;border-top:2px dashed var(--border);display:none}
.results.active{display:block}
.score-card{display:flex;flex-wrap:wrap;align-items:center;gap:26px;background:linear-gradient(135deg,var(--navy),#123145);color:#fff;border-radius:16px;padding:28px}
.score-circle{width:130px;height:130px;border-radius:50%;background:var(--green);display:flex;align-items:center;justify-content:center;font-size:40px;font-weight:900;flex-shrink:0;border:6px solid rgba(255,255,255,.2)}
.score-meta h2{color:#fff;margin:0 0 6px}
.score-meta p{color:#cfe3da;margin:0}
.result-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:20px}
.result-box{background:#f4f7f5;border-radius:12px;padding:18px}
.result-box .num{font-size:26px;font-weight:900;color:var(--green-dark)}
.result-box .lbl{font-size:13px;color:var(--muted);font-weight:600}
table.card-table{width:100%;border-collapse:collapse;margin-top:16px}
table.card-table th,table.card-table td{padding:10px;border-bottom:1px solid var(--border);text-align:left;font-size:14px}
table.card-table th{color:var(--navy)}

/* Newsletter */
.newsletter-box{background:#eaf5ef;border:1px solid #cfe8da;border-radius:14px;padding:24px;margin:34px 0;text-align:center}
.newsletter-form{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin:14px 0 8px}
.newsletter-form input{padding:12px;border-radius:8px;border:1px solid var(--border);min-width:260px}
.newsletter-form button{background:var(--green);color:#fff;border:none;padding:12px 20px;border-radius:8px;font-weight:800;cursor:pointer}

/* FAQ */
.faq-block{margin:36px 0}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:10px;padding:16px 20px;margin-bottom:10px}
.faq-item h3{font-size:17px;margin:0 0 8px}
.faq-item p{margin:0;color:var(--muted)}

/* Facts list */
.facts-section{margin:40px 0}
.facts-list{columns:2;column-gap:30px}
.facts-list li{break-inside:avoid;margin-bottom:12px;font-size:15px}
@media(max-width:700px){.facts-list{columns:1}}
.facts-refresh-note{font-size:13px;color:var(--muted);font-style:italic}

/* Article / news grid & cards */
.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:22px;margin-top:24px}
.article-card{background:#fff;border:1px solid var(--border);border-radius:14px;padding:20px;display:flex;flex-direction:column}
.article-card .date{font-size:12px;color:var(--muted);font-weight:700;text-transform:uppercase}
.article-card h3{font-size:18px;margin:8px 0}
.article-card p{color:var(--muted);font-size:14px;flex-grow:1}
.article-card a.read-more{font-weight:800}

.prose{max-width:760px;margin:0 auto}
.prose h1{font-size:32px}
.prose h2{margin-top:34px}
.byline{color:var(--muted);font-size:14px;margin-bottom:26px}
.sources{background:#f4f7f5;border-radius:10px;padding:16px 20px;margin-top:30px;font-size:14px}
.internal-link-box{background:#eaf5ef;border-left:4px solid var(--green);padding:14px 18px;margin:24px 0;border-radius:6px}

.ad-slot{background:#f4f7f5;border:1px dashed var(--border);border-radius:10px;padding:10px}

/* Footer */
.site-footer{background:var(--navy);color:#cfe3da;padding:50px 24px 20px;margin-top:60px}
.footer-grid{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.site-footer .brand{color:#fff}
.site-footer .brand span{color:var(--gold)}
.site-footer p{font-size:13px;color:#9db3ac}
.footer-links h4{color:#fff;font-size:14px;margin-bottom:10px}
.footer-links a{display:block;color:#cfe3da;font-size:14px;margin-bottom:8px}
.footer-bottom{max-width:1100px;margin:30px auto 0;border-top:1px solid #223b45;padding-top:16px;font-size:13px;color:#9db3ac}
@media(max-width:800px){.footer-grid{grid-template-columns:1fr}}
@media(max-width:700px){
  .main-nav ul{display:none;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:#fff;padding:16px;border-bottom:1px solid var(--border)}
  .main-nav ul.open{display:flex}
  .nav-toggle{display:block}
  .hero h1{font-size:30px}
}